{"id":1213,"date":"2022-06-22T10:43:58","date_gmt":"2022-06-22T08:43:58","guid":{"rendered":"https:\/\/positivetransformation.world\/?page_id=1213"},"modified":"2023-03-06T15:44:35","modified_gmt":"2023-03-06T14:44:35","slug":"finance","status":"publish","type":"page","link":"https:\/\/positivetransformation.world\/index.php\/finance\/","title":{"rendered":"Finance"},"content":{"rendered":"\n<p class=\"has-vivid-cyan-blue-color has-text-color wp-block-paragraph\" style=\"font-size:19px\"><strong><o-anim-typing>FINANCE DURABLE &#8211; INVESTISSEMENT RESPONSABLE<\/o-anim-typing><\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-4fc3f8e1 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/positivetransformation.world\/wp-content\/uploads\/2022\/06\/fi-durable.jpg\" alt=\"\" class=\"wp-image-1237\" width=\"186\" height=\"120\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-black-color has-text-color wp-block-paragraph\" style=\"font-size:17px\"><strong>Le d\u00e9veloppement de la finance responsable va s&rsquo;acc\u00e9l\u00e9rer en 2022.<\/strong> Positionnement de la finance responsable au sein de la finance durable.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-black-color has-text-color wp-block-paragraph\">\u2022&nbsp;<strong>La finance durable<\/strong>&nbsp;d\u00e9signe l\u2019ensemble des pratiques financi\u00e8res visant \u00e0 favoriser l\u2019int\u00e9r\u00eat de la collectivit\u00e9 sur le long terme.<br>\u2022&nbsp;<strong>La finance verte<\/strong>&nbsp;peut \u00eatre d\u00e9finie comme la finance au service du d\u00e9veloppement durable, notamment en accompagnant la transition \u00e9nerg\u00e9tique et la lutte contre le r\u00e9chauffement climatique.<br>\u2022&nbsp;<strong>La finance solidaire<\/strong>&nbsp;concerne toutes les op\u00e9rations visant \u00e0 faciliter le financement de projets destin\u00e9s \u00e0 lutter contre l\u2019exclusion et \u00e0 am\u00e9liorer la coh\u00e9sion sociale.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color wp-block-paragraph\"><strong>=&gt; Qu\u2019est ce alors que la Finance responsable ?<\/strong><br>La finance responsable consiste \u00e0 d\u00e9velopper les investissements dits socialement responsables (ISR) sur des projets qui concilient \u00e0 la fois performances financi\u00e8res, sociales et environnementales.<br>\u2018\u2019Apr\u00e8s avoir progress\u00e9 de 40 % en 2018, les encours de l\u2019investissement responsable ont poursuivi leur essor l\u2019an dernier pour atteindre 1 860 milliards d\u2019euros g\u00e9r\u00e9s en France \u00e0 fin 2019 (contre 1 458 mds \u20ac \u00e0 fin 2018).\u2018\u2019<\/p>\n\n\n\n<p class=\"has-black-color has-text-color wp-block-paragraph\"><strong>=&gt; Comment d\u00e9velopper la Finance responsable ?<\/strong><br>D\u00e9veloppement des crit\u00e8res extra financier ESG. Qu\u2019est-ce que les crit\u00e8res ESG ?<br>Les crit\u00e8res environnementaux, sociaux et de gouvernance (ESG \u2013 environmental, social and governance en anglais) sont les 3 principaux facteurs pris en compte par les investisseurs socialement responsables pour leurs d\u00e9cisions d\u2019investissement et constituent les piliers de l\u2019analyse extra-financi\u00e8re.*<br>Une liste non exhaustive de quelques crit\u00e8res couramment utilis\u00e9s.<br>\u2022&nbsp;<strong>Crit\u00e8res ESG : Environnemental<\/strong>&nbsp;: \u00e9missions de CO2, \u00e9conomie circulaire pratiques de recyclage des d\u00e9chets, \u00e9nergies renouvelables ;<br>\u2022&nbsp;<strong>Crit\u00e8res ESG : Social<\/strong>&nbsp;: L\u2019emploi des minorit\u00e9s et personnes handicap\u00e9es, les pratiques et services \u00e0 destination du bien-\u00eatre des employ\u00e9s, r\u00e9mun\u00e9ration des employ\u00e9s, relations entre l\u2019entreprise et la communaut\u00e9 locale.<br>\u2022&nbsp;<strong>Crit\u00e8res ESG : Gouvernance<\/strong>&nbsp;: lutte contre la corruption, strat\u00e9gie fiscale.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color wp-block-paragraph\"><strong>=&gt; Initiatives de labellisation : deux labels vous permettent d\u2019identifier les fonds ISR.<\/strong><br><img decoding=\"async\" src=\"https:\/\/positivetransformation.world\/wp-content\/uploads\/2022\/06\/Label-ISR.jpg\" alt=\"\" style=\"width: 80px;\">&nbsp;Label Investissement Socialement Responsable : cr\u00e9\u00e9 en 2015 par le Minist\u00e8re de l\u2019Economie et des Finances, ce label est attribu\u00e9 aux fonds investissant dans des entreprises aux pratiques responsables en mati\u00e8re environnementale, sociale et de gouvernance.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color wp-block-paragraph\"><img decoding=\"async\" src=\"https:\/\/positivetransformation.world\/wp-content\/uploads\/2022\/06\/Greenfin-Label.png\" alt=\"\" style=\"width: 90px;\">&nbsp;Label Greenfin (ancien label TEEC) : cr\u00e9\u00e9 par le Minist\u00e8re de l\u2019Environnement, de l\u2019Energie et de la mer en 2015, il est attribu\u00e9 aux fonds investissant dans l\u2019\u00e9conomie verte et excluant les entreprises op\u00e9rant dans le secteur nucl\u00e9aire et les \u00e9nergies fossiles.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color wp-block-paragraph\"><strong>=&gt; Initiatives de normalisation des donn\u00e9es extra financi\u00e8res<\/strong><br>IFRS Foundation sp\u00e9cialis\u00e9e sans les normes financi\u00e8res internationales souhaite \u00e9tendre son aura sur les donn\u00e9es extra-financi\u00e8res. \u00ab Les ant\u00e9c\u00e9dents et l\u2019expertise de la Fondation en mati\u00e8re de normalisation, ainsi que ses relations avec les r\u00e9gulateurs mondiaux et les gouvernements du monde entier, pourraient \u00eatre utiles pour l\u2019\u00e9tablissement de normes de reporting sur le d\u00e9veloppement durable. \u00bb<br>Comparativement \u00e0 cette approche am\u00e9ricaine, les europ\u00e9ens via l\u2019<strong>European Financial Reporting Advisory Group<\/strong>&nbsp;(EFRAG) paraissent adopter une vision de la communication sur la durabilit\u00e9 port\u00e9e davantage vers les parties prenantes.<br>Les initiatives pour cadrer cette communication extra financi\u00e8re sont nombreuses : le bilan social existe depuis les ann\u00e9es 1970. La loi relative aux nouvelles r\u00e9gulations \u00e9conomiques (loi NRE de 2001), la loi Plan d\u2019action pour la croissance et la transformation des entreprises (loi PACTE vot\u00e9e en 2019) et aujourd\u2019hui bien entendu la Global Reporting Initiative (GRI).<\/p>\n\n\n\n<p class=\"has-black-color has-text-color wp-block-paragraph\"><strong>=&gt; Mise en \u0153uvre de la taxonomie europ\u00e9enne<\/strong><br>6 axes sont pond\u00e9r\u00e9s selon leur capacit\u00e9 \u00e0 porter pr\u00e9judice ou non :<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"626\" height=\"76\" src=\"https:\/\/positivetransformation.world\/wp-content\/uploads\/2022\/06\/Taxonomie-europeenne.png\" alt=\"\" class=\"wp-image-1426\" srcset=\"https:\/\/positivetransformation.world\/wp-content\/uploads\/2022\/06\/Taxonomie-europeenne.png 626w, https:\/\/positivetransformation.world\/wp-content\/uploads\/2022\/06\/Taxonomie-europeenne-300x36.png 300w\" sizes=\"(max-width: 626px) 100vw, 626px\" \/><\/figure>\n\n\n\n<p class=\"has-black-color has-text-color wp-block-paragraph\">Le foisonnement des travaux et des initiatives permettant d\u2019augmenter le niveau d\u2019exigences et de s\u00e9lectionner les investissements conciliant r\u00e9ellement performances financi\u00e8res, sociales et environnementales est en mesure de faire d\u00e9coller la finance responsable.<\/p>\n\n\n\n<p class=\"has-cyan-bluish-gray-color has-text-color wp-block-paragraph\">(Auteur : Marc Bosvieux, Expert de la Finance responsable, d\u00e9sirable et rentable, 17\/06\/2022)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FINANCE DURABLE &#8211; INVESTISSEMENT RESPONSABLE Le d\u00e9veloppement de la finance responsable va s&rsquo;acc\u00e9l\u00e9rer en 2022. Positionnement de la finance responsable au sein de la finance&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-1213","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Finance - Positive Transformation .World<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/positivetransformation.world\/index.php\/finance\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Finance - Positive Transformation .World\" \/>\n<meta property=\"og:description\" content=\"FINANCE DURABLE &#8211; INVESTISSEMENT RESPONSABLE Le d\u00e9veloppement de la finance responsable va s&rsquo;acc\u00e9l\u00e9rer en 2022. 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